Our Story

We started Peoples Home Mortgage for our clients. The bulk of which are made up of friends, family, industry referrals, and repeat clientele and we like it that way.

We understand that you can get a mortgage almost anywhere, however obtaining the right mortgage for your short or long-term needs is where we specialize. Our vision has always been to keep the business overhead and costs low so that we can offer our friends and family low interest rates and lower costs than the competition. This way we can offer a superior price and rate while also offering great service with an amazing team of loan specialists.

Helping someone with a home loan is something that you do FOR someone… not TO someone. Because of this knowledge, we value relationships more than we value transactions.

With over 75 years of lending experience between all of us here at Peoples Home Mortgage, we are confident you will feel the difference.”

Scott Moss

Scott Moss

Owner / Loan Officer

scott@peoplesmtg.com
435-669-1900
NMLS #230224

Scott believes that every loan is different, personal and individual to the homeowner. Because of this knowledge he treats every client as the unique person they are, with specific needs. He has been in Mortgage lending since 2005. He is well versed in all types of loans and prides himself on helping clients find the best possible program for their needs. Scott enjoys reading good motivational books, he is a sports enthusiast who enjoys playing golf & basketball with his sons. Scott and his wife of 18 years have 3 amazing children.

Jeremy Schudde

Jeremy Schudde

Owner / Loan Officer

jeremy@peoplesmtg.com
435-773-7606
NMLS #966159

Jeremy Schudde, Mortgage Consultant at Peoples Home Mortgage, loves his job and is excited to go to work each day. He has been in the industry since 2006 and looks forward to using his experience and knowledge to help you save money and time in all your home lending needs. Jeremy also enjoys all sorts of outdoor sports from ice climbing, and motorcycling to downhill mountain biking he can’t get enough of this life. Contact Jeremy to take advantage of today’s financial opportunities.

Eric Hubbard

Eric Hubbard

Owner / Loan Officer

eric@peoplesmtg.com
801-318-6683
NMLS #318482

Eric has been in the mortgage industry since 1996. He values the customer experience from start to finish and will see to it that his customers are fully informed and supported every step of the way. He sincerely enjoys helping people understand the financial side of any real estate transaction. Eric’s goal is to facilitate a positive experience for you through the entire process. He looks forward to working with you.

Ian Talbot

Ian Talbot

Transaction Coordinator / Loan Officer

ian@peoplesmtg.com
435-862-6581
NMLS #1005364

Ian Talbot is a native of St. George. Ian loves this area, the outdoors, and the people here, and has definitely seen the growth of Washington County first hand. He is married to an amazing Wife who teaches Elementary School, and is the father to 3 rambunctious kids. His education includes a Bachelor’s degree in Business Administration from Dixie State University. After graduating from Dixie, Ian joined the Mortgage Industry in late 2012, and combined w/ over 14 years in specialty retail, he has nearly 20 years of full time customer service experience. His desire is to only provide rapid, top notch, service. This desire, along with a consultative and educational approach has won clients over time and time again. Whether it’s a purchase, or a refinance, he will find the best loan program for your specific scenario. He will simplify what can be a somewhat stressful and complicated process, and he will always have your best interest at heart.

Karli Spencer

Karli Spencer

Loan Coordinator / Loan Officer

karli@peoplesmtg.com
435-817-6547
NMLS #1532947

Karli Spencer loves working in the mortgage industry. She has been in the industry since 2016. She started as a Loan Officer Assistant and quickly became a Loan Coordinator and a Licensed Loan Officer herself. She enjoys helping people with what usually is their biggest financial decision & will guide you through the process. She enjoys the fast paced and ever-changing industry that keeps her constantly learning and growing. When Karli is not working she is exploring new places and spending quality time with her daughter and family.

Sandi Brown

Sandi Brown

Processor / Loan Officer

sandi@peoplesmtg.com
208-317-3703
NMLS# 1133697

Sandi began working in the mortgage industry in 1998. She enjoys helping friends and clients obtain the American dream of home ownership. Sandi quickly becomes friends with you your realtor and others involved in this process. She knows that she has a solution for you and financial goals. When she is not working towards your loan closing she enjoys being with her family including watching her kids sports and reading.